Present — what is happening now, and what happens habitually
| yo | pagoI pay | nosotros | pagamoswe pay |
| tú | pagasyou pay | vosotros | pagáisyou all pay |
| él/ella/Ud. | pagahe/she pays | ellos/Uds. | paganthey pay |
Present perfect — have —ed; a past still touching now. Spain: today, this week. Latin America: mostly the indefinido instead
| yo | he pagadoI have paid | nosotros | hemos pagadowe have paid |
| tú | has pagadoyou have paid | vosotros | habéis pagadoyou all have paid |
| él/ella/Ud. | ha pagadohe/she has paid | ellos/Uds. | han pagadothey have paid |
Present subjunctive — after que with wishes, doubt, emotion, ojalá
| yo | pague(that) I pay | nosotros | paguemos(that) we pay |
| tú | pagues(that) you pay | vosotros | paguéis(that) you all pay |
| él/ella/Ud. | pague(that) he/she pays | ellos/Uds. | paguen(that) they pay |
Present perfect subjunctive — have —ed, under doubt or emotion: no creo que haya venido
| yo | haya pagado(that) I have paid | nosotros | hayamos pagado(that) we have paid |
| tú | hayas pagado(that) you have paid | vosotros | hayáis pagado(that) you all have paid |
| él/ella/Ud. | haya pagado(that) he/she has paid | ellos/Uds. | hayan pagado(that) they have paid |
Preterite — a finished past action — it started, it ended
| yo | paguéI paid | nosotros | pagamoswe paid |
| tú | pagasteyou paid | vosotros | pagasteisyou all paid |
| él/ella/Ud. | pagóhe/she paid | ellos/Uds. | pagaronthey paid |
Imperfect — used to / was —ing; background, habits, descriptions
| yo | pagabaI used to pay | nosotros | pagábamoswe used to pay |
| tú | pagabasyou used to pay | vosotros | pagabaisyou all used to pay |
| él/ella/Ud. | pagabahe/she used to pay | ellos/Uds. | pagabanthey used to pay |
Past perfect — had —ed; further back than another past event
| yo | había pagadoI had paid | nosotros | habíamos pagadowe had paid |
| tú | habías pagadoyou had paid | vosotros | habíais pagadoyou all had paid |
| él/ella/Ud. | había pagadohe/she had paid | ellos/Uds. | habían pagadothey had paid |
Imperfect subjunctive — si clauses and past-tense wishes: si tuviera, quería que fuera
| yo | pagara(that) I paid | nosotros | pagáramos(that) we paid |
| tú | pagaras(that) you paid | vosotros | pagarais(that) you all paid |
| él/ella/Ud. | pagara(that) he/she paid | ellos/Uds. | pagaran(that) they paid |
Imperfect subjunctive — the same tense, second form; commoner in Spain and in writing
| yo | pagase(that) I paid | nosotros | pagásemos(that) we paid |
| tú | pagases(that) you paid | vosotros | pagaseis(that) you all paid |
| él/ella/Ud. | pagase(that) he/she paid | ellos/Uds. | pagasen(that) they paid |
Past perfect subjunctive — had —ed, hypothetically: si hubiera sabido
| yo | hubiera pagado(that) I had paid | nosotros | hubiéramos pagado(that) we had paid |
| tú | hubieras pagado(that) you had paid | vosotros | hubierais pagado(that) you all had paid |
| él/ella/Ud. | hubiera pagado(that) he/she had paid | ellos/Uds. | hubieran pagado(that) they had paid |
Preterite perfect — had —ed, immediately before; literary, all but extinct
| yo | hube pagadoI had paid | nosotros | hubimos pagadowe had paid |
| tú | hubiste pagadoyou had paid | vosotros | hubisteis pagadoyou all had paid |
| él/ella/Ud. | hubo pagadohe/she had paid | ellos/Uds. | hubieron pagadothey had paid |
Future — will — (spoken Spanish often prefers voy a + infinitivo)
| yo | pagaréI will pay | nosotros | pagaremoswe will pay |
| tú | pagarásyou will pay | vosotros | pagaréisyou all will pay |
| él/ella/Ud. | pagaráhe/she will pay | ellos/Uds. | pagaránthey will pay |
Conditional — would —; also softens a request into politeness
| yo | pagaríaI would pay | nosotros | pagaríamoswe would pay |
| tú | pagaríasyou would pay | vosotros | pagaríaisyou all would pay |
| él/ella/Ud. | pagaríahe/she would pay | ellos/Uds. | pagaríanthey would pay |
Future perfect — will have —ed; done by some future point
| yo | habré pagadoI will have paid | nosotros | habremos pagadowe will have paid |
| tú | habrás pagadoyou will have paid | vosotros | habréis pagadoyou all will have paid |
| él/ella/Ud. | habrá pagadohe/she will have paid | ellos/Uds. | habrán pagadothey will have paid |
Conditional perfect — would have —ed; the road not taken
| yo | habría pagadoI would have paid | nosotros | habríamos pagadowe would have paid |
| tú | habrías pagadoyou would have paid | vosotros | habríais pagadoyou all would have paid |
| él/ella/Ud. | habría pagadohe/she would have paid | ellos/Uds. | habrían pagadothey would have paid |
Future subjunctive — legal and proverbial only: adonde fueres, haz lo que vieres
| yo | pagare(should) I pay | nosotros | pagáremos(should) we pay |
| tú | pagares(should) you pay | vosotros | pagareis(should) you all pay |
| él/ella/Ud. | pagare(should) he/she pay | ellos/Uds. | pagaren(should) they pay |
Imperative (do it) — orders and requests; there is no yo form
| yo | — | nosotros | paguemoslet's pay |
| tú | pagapay! | vosotros | pagadpay! |
| él/ella/Ud. | paguepay! | ellos/Uds. | paguenpay! |
Imperative (don't) — no + subjunctive — never the affirmative form with no in front
| yo | — | nosotros | no paguemoslet's not pay |
| tú | no paguesdon't pay | vosotros | no paguéisdon't pay |
| él/ella/Ud. | no paguedon't pay | ellos/Uds. | no paguendon't pay |

I — the speaker
| Presente | pagoI pay |
| Perfecto | he pagadoI have paid |
| Subj. presente | pague(that) I pay |
| Subj. perfecto | haya pagado(that) I have paid |
| Futuro | pagaréI will pay |
| Condicional | pagaríaI would pay |
| Fut. perfecto | habré pagadoI will have paid |
| Cond. perfecto | habría pagadoI would have paid |
| Subj. futuro | pagare(should) I pay |
| Indefinido | paguéI paid |
| Imperfecto | pagabaI used to pay |
| Pluscuamp. | había pagadoI had paid |
| Subj. imperf. | pagara(that) I paid |
| Subj. -se | pagase(that) I paid |
| Subj. pluscuamp. | hubiera pagado(that) I had paid |
| Pret. anterior | hube pagadoI had paid |
| Imperativo | — |
| Imper. negativo | — |
we — the speaker plus others
| Presente | pagamoswe pay |
| Perfecto | hemos pagadowe have paid |
| Subj. presente | paguemos(that) we pay |
| Subj. perfecto | hayamos pagado(that) we have paid |
| Futuro | pagaremoswe will pay |
| Condicional | pagaríamoswe would pay |
| Fut. perfecto | habremos pagadowe will have paid |
| Cond. perfecto | habríamos pagadowe would have paid |
| Subj. futuro | pagáremos(should) we pay |
| Indefinido | pagamoswe paid |
| Imperfecto | pagábamoswe used to pay |
| Pluscuamp. | habíamos pagadowe had paid |
| Subj. imperf. | pagáramos(that) we paid |
| Subj. -se | pagásemos(that) we paid |
| Subj. pluscuamp. | hubiéramos pagado(that) we had paid |
| Pret. anterior | hubimos pagadowe had paid |
| Imperativo | paguemoslet's pay |
| Imper. negativo | no paguemoslet's not pay |
you (informal) — one person you are familiar with
| Presente | pagasyou pay |
| Perfecto | has pagadoyou have paid |
| Subj. presente | pagues(that) you pay |
| Subj. perfecto | hayas pagado(that) you have paid |
| Futuro | pagarásyou will pay |
| Condicional | pagaríasyou would pay |
| Fut. perfecto | habrás pagadoyou will have paid |
| Cond. perfecto | habrías pagadoyou would have paid |
| Subj. futuro | pagares(should) you pay |
| Indefinido | pagasteyou paid |
| Imperfecto | pagabasyou used to pay |
| Pluscuamp. | habías pagadoyou had paid |
| Subj. imperf. | pagaras(that) you paid |
| Subj. -se | pagases(that) you paid |
| Subj. pluscuamp. | hubieras pagado(that) you had paid |
| Pret. anterior | hubiste pagadoyou had paid |
| Imperativo | pagapay! |
| Imper. negativo | no paguesdon't pay |
you all — informal plural, Spain only
| Presente | pagáisyou all pay |
| Perfecto | habéis pagadoyou all have paid |
| Subj. presente | paguéis(that) you all pay |
| Subj. perfecto | hayáis pagado(that) you all have paid |
| Futuro | pagaréisyou all will pay |
| Condicional | pagaríaisyou all would pay |
| Fut. perfecto | habréis pagadoyou all will have paid |
| Cond. perfecto | habríais pagadoyou all would have paid |
| Subj. futuro | pagareis(should) you all pay |
| Indefinido | pagasteisyou all paid |
| Imperfecto | pagabaisyou all used to pay |
| Pluscuamp. | habíais pagadoyou all had paid |
| Subj. imperf. | pagarais(that) you all paid |
| Subj. -se | pagaseis(that) you all paid |
| Subj. pluscuamp. | hubierais pagado(that) you all had paid |
| Pret. anterior | hubisteis pagadoyou all had paid |
| Imperativo | pagadpay! |
| Imper. negativo | no paguéisdon't pay |
he, she, you (formal) — one other person — formal you shares it
| Presente | pagahe/she pays |
| Perfecto | ha pagadohe/she has paid |
| Subj. presente | pague(that) he/she pays |
| Subj. perfecto | haya pagado(that) he/she has paid |
| Futuro | pagaráhe/she will pay |
| Condicional | pagaríahe/she would pay |
| Fut. perfecto | habrá pagadohe/she will have paid |
| Cond. perfecto | habría pagadohe/she would have paid |
| Subj. futuro | pagare(should) he/she pay |
| Indefinido | pagóhe/she paid |
| Imperfecto | pagabahe/she used to pay |
| Pluscuamp. | había pagadohe/she had paid |
| Subj. imperf. | pagara(that) he/she paid |
| Subj. -se | pagase(that) he/she paid |
| Subj. pluscuamp. | hubiera pagado(that) he/she had paid |
| Pret. anterior | hubo pagadohe/she had paid |
| Imperativo | paguepay! |
| Imper. negativo | no paguedon't pay |
they, you all — several others — plural you shares it
| Presente | paganthey pay |
| Perfecto | han pagadothey have paid |
| Subj. presente | paguen(that) they pay |
| Subj. perfecto | hayan pagado(that) they have paid |
| Futuro | pagaránthey will pay |
| Condicional | pagaríanthey would pay |
| Fut. perfecto | habrán pagadothey will have paid |
| Cond. perfecto | habrían pagadothey would have paid |
| Subj. futuro | pagaren(should) they pay |
| Indefinido | pagaronthey paid |
| Imperfecto | pagabanthey used to pay |
| Pluscuamp. | habían pagadothey had paid |
| Subj. imperf. | pagaran(that) they paid |
| Subj. -se | pagasen(that) they paid |
| Subj. pluscuamp. | hubieran pagado(that) they had paid |
| Pret. anterior | hubieron pagadothey had paid |
| Imperativo | paguenpay! |
| Imper. negativo | no paguendon't pay |
